FIN FREE PORTFOLIO - Priced below appraised value ($210,000) at $180,000, this 1,904 SF duplex offers a clear path to immediate equity and income growth. Unit 2 is leased at $1,300/mo, at or above market, while Unit 1 carries below-market rent — a straightforward value-add opportunity, with lease-up to market on turnover improving returns immediately. Tenants pay their own gas via separately metered units, keeping landlord utility exposure limited to common-area electric and water/sewer. Available individually at $180,000, or as part of a 5-property, 13-unit Broome County multifamily portfolio (combined value $1,208,000), with a $50,000 discount available on a full-portfolio purchase ($1,158,000). Full financial package available to qualified buyers upon request. Creative financing options available.