Incredible investment opportunity with OWNER FINANCING available! This large multi-unit property features four spacious 3-bedroom, 1-bath apartments, each with its own covered porch. One unit has been completely remodeled, now renting for $1,450, demonstrating strong potential for future rent growth. Newer siding and windows, improving curb appeal and efficiency. All units have separate utilities and the property is located in Endicott Municipal Electric, a major advantage for tenants due to significantly lower electric costs compared to most of NYS. Current rents are $790, $689, $850, and $1,450, leaving room for additional increases as leases turn over. A large outbuilding offers potential for extra income through storage. Strong value-add opportunity with solid upside for investors.