Tenant in place through February 1, 2027, with income from day one. This updated 1-bedroom, 1-bath condo with a loft in the gated River Oaks community is a solid opportunity for investors who want reliable cash flow and long-term stability. The current lease is already in place, which removes the cost and stress of marketing, screening, and vacancy. You start earning immediately, and you gain a well-maintained property with future flexibility once the lease ends. Inside, the condo has been updated throughout with new flooring, new cabinetry, and premium quartz countertops. The kitchen and bathroom feature modern finishes. The bathroom includes a brand-new walk-in shower, updated cabinetry with quartz counters, night lighting, and a built-in Bluetooth speaker. A real wood-burning fireplace adds character to the living area. The screened patio with a private storage room offers a quiet outdoor space. The loft upstairs is a flexible bonus area that works well as an office, guest space, or additional sleeping area. A new air conditioning system was installed in September 2025 for added peace of mind. River Oaks is a gated community with a 24-hour guard and secure barcode access. Amenities include two swimming pools, a clubhouse, tennis courts, a sauna, and direct access to the Hillsborough River with an on-site dock and seating area. Reserved covered parking is included, and the community is pet friendly. This property offers a dependable tenant, updated interiors, strong community amenities, and built-in income. It is a smart addition to any portfolio and a great option for investors who want predictable returns with the flexibility to use the property personally in the future.