Custom built home! This exceptional waterfront estate is in Palmas Bay Club, a private, gated enclave along a protected Florida Forever River. Set on .70 acres High and Dry approx. 7' above sea level never flooded, with over 100 feet of river frontage, the home enjoys sweeping views across the river to the 3,000-acre Doris Leeper Preserve, offering rare, permanent privacy with no development on the opposite shoreline. Designed with quality and longevity in mind, the residence features a four-block-high stem wall and offers 5 bedrooms, 3 baths, and approx. 3,400 sq. ft. of thoughtfully designed living space. Elegant formal living and dining rooms are complemented by a spacious family room with surround sound, and a chef's kitchen with custom cherry cabinetry and abundant pantry storage. Outdoor living is elevated by an entirely screened lanai showcasing a 33' saltwater pool, custom stone waterfall, and dramatic 9' stone fireplace beneath a two-story screened enclosure. Upstairs, the primary suite offers a private balcony overlooking the river, a peaceful retreat surrounded by water, wildlife, and open sky. Additional bedrooms, abundant storage, and a finished, air-conditioned bonus room provide flexibility for family, guests, or creative space. For boating enthusiasts, the 25' boathouse, dock, and extensive boardwalk offer access to the Intracoastal Waterway, Ponce Inlet, and the Atlantic Ocean. A lifestyle that blends adventure with tranquility. Thoughtful upgrades include solar domestic water, pool plumbing for solar, reverse osmosis drinking water, security system, new roof (2020), recently painted exterior, and more. This is more than a home, it's a rare opportunity to live surrounded by protected natural beauty, timeless craftsmanship, and the effortless rhythm of waterfront living.