Experience the best of waterfront living in this beautifully updated three-story home in the heart of Apollo Beach! Freshly painted in neutral tones with new tile in the foyer and second-floor bathroom, updated lighting, switches, and outlets, this home is move-in ready. The flexible first floor features a spacious bedroom (currently used as a second family room), a full bath with a tiled walk-in shower, large laundry room, and abundant storage. The sun-filled second floor offers two bedrooms with water views, built-in closets, remote-controlled ceiling fans, and a spacious living area that opens to a balcony overlooking the saltwater pool, canal, and surrounding scenery. The entire third floor is dedicated to the luxurious primary suite, complete with a sitting area overlooking the bay, a spa-like bathroom with a Jacuzzi tub, separate walk-in shower, private water closet, dual custom-organized closets, and a private balcony with panoramic views of the pool, canal, and bay. Outside, enjoy a stunning saltwater pool with a waterfall, stone pool deck, oversized two-car garage with extra-high ceilings, and built-in hurricane shutters for added peace of mind. Ideally located directly across from the Apollo Beach Marina and within walking distance of local favorites including Circles Waterfront Restaurant, Finn's Dockside Bar & Grill and Apollo Pizza, American Honey Creamery & Coffee Co., and the Apollo Beach Nature Preserve, this home is also close to Apollo Beach Elementary School and Bell Shoals Academy. With no rental restrictions, this property is an exceptional opportunity as a primary residence, vacation home, or high-performing short-term rental in one of Tampa Bay's most desirable waterfront communities.