This 3/2 concrete block home on a corner lot in Tierra Woods, Palatka, with pond view and no HOA. Split-bedroom layout, primary suite with walk-in closet separate from two secondary bedrooms. Vinyl flooring throughout, ceiling fans in main living areas. Kitchen features Samsung electric range, dishwasher, microwave, and new refrigerator, all conveying with sale, plus Maytag washer/dryer and Clack 1054 whole-home water softener. Large screened patio and separate pea gravel/paver patio overlook pond and open yard, with brick firepit and garden trellis. Front garden on drip irrigation with programmable timer. New Graceland storage shed plus attached 2-car garage. Lifetime metal roof approximately 3 years old, new HVAC installed 2022, annual termite protection via Crescent City Termite Control. Electric service on hospital grid. Public sewer and water, Greater Palatka area. No HOA, no restrictions, move-in ready